RICS Home Surveys


Buying a property is a major investment, whether you are purchasing a family home or buy-to-let property. The common law principle of caveat emptor (‘buyer beware’) puts the onus squarely on the buyer to investigate the property before signing on the dotted line, which is why having an independent survey carried out by a professional RICS accredited surveyor is highly recommended.

Why do I need a RICS survey?

Investing in property should never be undertaken lightly. Buildings can potentially have all sorts of issues that may not be obvious to the untrained eye. From timber defect to damp issues, outdated electrics to serious structural damage, only an independent survey will give you the peace of mind of knowing that an experienced Chartered Surveyor has taken a proper look and reported on their findings.

It is unfortunately the case that too many buyers don’t bother with a survey, especially if the property looks perfectly fine to them, and the mortgage valuation has thrown up no queries. This is a risky decision and one that could cost you dearly. The main benefits of a RICS property survey is that it will give you the necessary information regarding any defects, along with recommendations for remedial action, so that you can make the right decision on whether and how to proceed with the purchase.

Read Our Reviews

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Michelle Moore profile picture
Michelle Moore
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Silk Sharples Jennings, (SSJ) have staked their reputation on thorough assessments of two properties for us, bringing peace of mind about the good the bad and the ugly in all they expertly surveyed. With years of practice, Paul Sharples saved us thousands of pounds in what would have been a disastrous investment. He left no stone unturned, and from the tallest to the smallest of details he exhausted all efforts to expose his findings until the proof became apparent. We exited his office feeling relieved that the SSJ survey had been carried out, rather than full of regret that we had not purchased the property. Attention to detail has been a key theme throughout both survey reports. With a quick turnaround from Sian in the office, we could liaise using our brochure to pinpoint exactly what we needed to do and obtain realistic quotes, so we could continue with executive decision making and keep our senses tuned in to where we were at and what we needed to do. Mr. Sharples went beyond his inspections, seeing us personally to review exactly what his findings were. He ensured a descriptive and fair assessment of the second property and nailed every detail until we knew exactly what we were looking at. We are now confident about our purchase. Don't waste time buying a house and all it encompasses without consulting the best that money can buy. You might think you will save time and money by not doing a survey; but I sincerely doubt it. Even when the jobs listed are finalised on the property, we will continue to save thousands more than it cost us to pay Silk, Sharples, Jennings to ensure everything is correct and proper inside and out of the house, making a decent survey from SSJ the ultimate weapon in ensuring a watertight home If you are fortunate enough to come across a limited survey report, lucky you; it won't be because SSJ have cut corners, it'll be because you found an amazing house with nothing more than a solid foundation with iron clad assurance! 100% recommended.
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Martin Ward profile picture
Martin Ward
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Very detailed report which has helped us seek out the appropriate contractor to carry out the requisite improvement work.
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Antony David Davies FRSA
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Grand professional company, highly recommended.
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R Benson profile picture
R Benson
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Fantastic service! David Silk at SSJ recently designed plans for an extension for us, and managed the planning application from start to finish. The process ran smoothly throughout, entirely due to the professional, reliable and friendly service I received from David. The plans were excellent, David understood what we were trying to achieve and used his knowledge & experience to suggest changes, which improved the design immeasurably. We were kept updated regularly during the process and David always delivered on time and exceeded my expectations. I would recommend David at SSJ to anyone in a heartbeat, clearly expert at what he does and a pleasure to work with.
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sophie groom
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Professional, reliable and helpful. David Silk recently designed and guided us through planning for a first floor extension, without his guidance I'm convinced we would not have planning permission. The drawings I received were high quality, David thought of everything from head height to space and light. David used his expertise, experience and initiative to liase with the planning office, ensuring an acceptable solution to meet planning requirements could be reached without the need for a lengthy appeal. When required David submitted redraws for my review within hours. David even took the time to contact me to inform me of regulation changes that would effect the build. I could not be happier with the level of service I have received.
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Sam Hartley profile picture
Sam Hartley
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Really helpful, David was professional and friendly and has helped us right through the process.
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Andrew Stephens profile picture
Andrew Stephens
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As a novice to the planning game. It can be daunting to say the least! on friends recommendation my partner and I approached David Silk as our preferred surveyor to plan our home extension. We have found David to be very professional, helpful, easy to talk to. Approachable and considerate to what we thought might have been at times, basic questions. David always listened to our concerns and has assisted with instructing a structural engineer and approved building inspectors. We have no hesitation in recommending David Silk of Silk Sharples Jennings Chartered Surveyors to assist anyone with their building ventures.
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John Smith profile picture
John Smith
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From overseas we bought an old house needing extensive renovation which due to Covid were unable to see it. We engaged Colin to design and manage the renovations and alterations. Despite all our communications being over Zoom etc Colin quickly grasped what we were wanting and developed plans meeting our requirements to retain the character of the house whilst bringing it up to modern standards and complying with all the regulations. and attending to the smallest detail. He obtained us an excellent builder and as they ran in to various and some significant challenges kept us informed and overcame them to great results! Colin handled all the beaurocracy, finances etc and made the whole process stress free for us. Despite significant extra unforseen work being necessary he was able to make savings elsewhere that enabled it to come in pretty much on budget. Now we have finally seen the house and are living in it we are very pleased with the result. We have absolutely no hesitation in recommending Colin.
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Keithyboy25
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Couldn't have done more for us in our extension planning and application. David was clear in his communication every step of the way, listening to our needs and guiding us through the possibilities and their implications. Felt well looked after and the entire process was smooth and trouble free. Would definitely recommend and use again
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Tim Robbins profile picture
Tim Robbins
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Excellent customer service from Dave, very friendly, honest and trustworthy. Dave was very knowledgable and informed us about everything. We would highly recommend the service.

Which RICS survey is best for me?

At SSJ Surveyors, we have a wealth of experience to put at your disposal. We offer the full range of RICS property survey, along with professional guidance to help you choose the best survey for your requirements.

  • RICS HomeBuyer Report: Best suited to properties of conventional construction that are in reasonable condition and have not been significantly altered, and where no significant defects are suspected
  • RICS Building Report: Recommended for older properties, non-standard properties or those that have been significantly altered or need substantial refurbishment

The Royal Institution of Chartered Surveyors (RICS) is a highly respected independent professional body, and the leading organisation of property professionals in the world. RICS membership requires a high degree of experience and education from its members. Members, including the experienced Chartered Surveyors at Silk Sharples Jennings, are closely regulated and each surveyor has to follow a strict code of conduct to ensure high standards.

Why choose Silk Sharples Jennings?

Silk Sharples Jennings have been surveying property for over 20 years, having amassed a wealth of specialist knowledge of properties in Shropshire and across the West Midlands. We deal with all kinds of residential and commercial property, providing impartial advice to clients who trust our independent professional judgement and expert technical skills.

Get in touch for more information

For details about any of our RICS Surveys, or to obtain a no-obligation quote, please contact Silk Sharples Jennings. You can reach our team by phone 01743 461777 or email info@ssjsurveyors.co.uk, or send us a short message via our Contact Us page.

Residential Property Surveys

Surveys

Why do I need a survey?
Buying a home is one of the biggest financial decisions you will ever make. Having a detailed property survey carried out by an Independent Chartered Surveyor is undoubtedly one of the best and most cost-effective ways to protect your investment.

As independent Chartered Surveyors, Silk Sharples Jennings are not affiliated with any specific estate agents, banks or building societies, meaning we can assess a property’s condition with complete impartiality. That way, property buyers have complete peace of mind of knowing that the building in question has been thoroughly inspected by a qualified Chartered Surveyor.

We undertake a variety of surveys including Valuation Reports, Homebuyers Survey, Building Surveys (formerly known as Full Structural Surveys) and Building Defect Reports. Whether you are considering the purchase of an apartment in a modern block or a period conversion, a terraced, semi-detached or detached house, a newly built property, or a listed building, Silk Sharples Jennings Chartered Surveyors will conduct the right survey to ensure that you have all the relevant information at your disposal to make an informed judgement about whether and how to proceed with your purchase.

Undertaking the survey and delivering the report constitute the main part of the process. In addition, we feel the most important aspect is being available to discuss the survey findings with you, once you’ve had an opportunity to digest the report findings.

Surveys can be tailored to your specific requirements, although please refer to our general guide on the different types of surveys.
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Valuation Report

This type of inspection is primarily designed to determine the correct market value for the property. It includes a brief inspection of up to an hour to assess the basic construction and condition and advise on any obvious defects.
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Homebuyers Survey

This is the most popular survey for the majority of purchasers, delivered in a recognised survey format endorsed by the Royal Institution of Chartered Surveyors (RICS). The relatively detailed report consists of an assessment of individual elements of the property using a rating system ranging from 1-3 (1 – satisfactory, 2 – requiring repair as part of normal maintenance, 3 – requiring urgent repair or further investigation for a significant defect).

We will arrange for a site visit with an inspection duration of around 2-3 hours depending on the size and type of property. The survey report aims to highlight any significant defects found and give advice and direction as to the most appropriate action in terms of obtaining further quotes and information. The final report, which is presented in a standard report format of up to 15 pages, a valuation of the reinstatement cost for insurance purposes.

A Homebuyers Survey and Valuation is most suited to properties of conventional construction that were built less than 150 years ago, where there are no suspected major defects and where the property has not been significantly extended or altered.
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Building Survey

The RICS Building Survey was formerly known as a ‘full structural survey’. It is a detailed and comprehensive report on the construction of the property and any related defects. Not only is this the most in-depth investigation endorsed by the RICS, it delivers far more details and recommendations on how to approach any remedial work along with an overall indication of the potential costs involved.

What does a Level 3 Building Survey cover?
This is our most comprehensive service. It involves a thorough “heads-to-toes” inspection of the property. It covers everything in a Level 2 report but adds much more detail on construction materials, the causes of defects and, critically, estimated costs and timelines for repairs.

Is a Level 3 survey a “structural survey”?
Yes. “Structural Survey” is the old name for what is now officially called an RICS Level 3 Building Survey. They are the same thing: an in-depth look at the integrity and condition of the building.

A Building Survey inspection will normally take 3-5 hours depending on the size and type of the property. The report is more extensive and will incorporate photographs of the property to identify and illustrated defects where possible. While the Building Survey is suitable for all types of property, it is particularly suitable for larger buildings, structures that have been significantly extended or altered, or for older properties. Buildings of a more unusual or non-traditional construction should also be considered for this type of survey, as should those with a listed building designation.
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Building Defect Reports

There are occasions where a general survey may not be needed for purchase, or where a previous survey has highlighted a defect that now requires further or more skilled investigation. As Chartered Building Surveyors, SSJ offer specific Building Defect Reports relating to such areas as structural movement, cracking, drainage issues, damp penetration, or issues to do with isolated parts of the structure that require in-depth investigation. The report will be tailored to individual requirements and can be a more cost-effective option for situations where a general Building Survey may not be required.
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Valuations

As Chartered Valuation Surveyors, Silk Sharples Jennings offer a full range of valuation services for private and commercial property clients.

We provide RICS compliant valuations for a variety of purposes depending on individual properties and circumstances including:

Probate
Reinstatement Cost Assessments/Insurance Valuations

For all enquiries regarding residential or commercial property valuations, please contact Mark Jennings MRICS.
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EPC

Silk Sharples Jennings are qualified Domestic Energy Assessors and undertake inspections to provide Energy Performance Certificates (EPCs) for residential properties. These can be delivered on a larger scale to estate agents and letting agents, or on an individual basis to property owners and landlords. 

If you are looking for a detailed measured survey of your property in order to provide full building drawings, we are able to provide this as part of our architectural design services.
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Frequently Asked Questions

Do I need a survey when buying a house?

Legally, no – but practically, yes. A mortgage valuation is for the bank’s benefit, not yours. An independent RICS survey is the only way to uncover hidden defects like rot, damp, or structural issues before you are legally committed to the purchase. It is an investment that often pays for itself by allowing you to renegotiate the price.

Reach out to our team today to find out which survey is right for you.

Is it worth getting a survey on a new build?

Yes. Even brand-new homes can have “snagging” issues, ranging from cosmetic finishes to serious breaches of building regulations or poorly installed insulation.

A professional survey ensures the developer fixes these issues before you move in.

Can you buy a house without a survey?

You can, but you take on 100% of the risk. In England and Wales, the principle of “Buyer Beware” (Caveat Emptor) applies. If you find a major structural problem the day after you move in, you have very little legal recourse against the seller.

If you’re worried about potential issues with the property, contact us today to book your survey.

Should I get a survey on a flat?

Absolutely. While the “management company” may be responsible for the main structure, a survey will identify issues within the flat itself and, crucially, look for signs of neglect in the communal areas (like the roof or gutters) that could lead to huge “service charge” bills for you in the future.

If you would like a personalised quotation, please get in touch with the SSJ team to discuss your requirements.

Can you get a mortgage without a survey?

No. Lenders will always require a Valuation, but this is not a survey. It is a brief check to ensure the property is worth the loan amount.

Most buyers choose to upgrade this to a HomeBuyer Report (Level 2) or Building Survey (Level 3) at the same time.

Can you get house insurance without a survey?

Yes, but you will need to provide an accurate “Reinstatement Cost” (the cost to rebuild). If you under-insure your home because you didn’t have a professional assessment, your insurer may not pay out the full amount in the event of a claim.

Speak to the experts at SSJ to help you feel confident in your house buying decision.

What are the “red flags” on a house survey?

The most common red flags include structural movement (subsidence), significant rising or penetrating damp, timber decay (dry rot), outdated electrical systems, and the presence of invasive plants like Japanese Knotweed.

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